Terms of Use for Financial Growth Courses

Last Updated: 2025-05-13 Jurisdiction: Canada

1. Acceptance of Terms

By accessing or using Financial Growth Courses (hereinafter “the Service”), you agree to these Terms of Use. If you do not agree with these terms, you are prohibited from using the Service.

2. Definitions

  • “Service”: Financial Growth online courses and educational resources
  • “User”: Any individual accessing or using the Service
  • “Content”: Educational materials, videos, documents, and resources provided by Financial Growth Courses

3. User Eligibility

  • Users must be at least 18 years of age
  • Users under 18 require parental or legal guardian consent
  • Users must provide accurate and current information during registration

4. User Obligations

4.1 Users agree to:

  • Use the Service for legitimate educational purposes
  • Maintain account confidentiality
  • Not share login credentials
  • Comply with all applicable Canadian laws
  • Respect intellectual property rights

4.2 Prohibited Activities:

  • Reproducing course content without authorization
  • Attempting unauthorized access
  • Engaging in fraudulent activities
  • Harassing other users

5. Intellectual Property Rights

5.1 All course content is protected under Canadian copyright laws:

  • Financial Growth Courses retains full intellectual property rights
  • Users receive limited, non-transferable license for personal educational use
  • Content reproduction or distribution is strictly prohibited

6. Course Content Licensing

  • Users receive a personal, non-commercial license
  • Content cannot be resold, redistributed, or modified
  • Temporary access granted upon course enrollment
  • License terminates upon course completion or account deactivation

7. User Content and Submissions

7.1 Users may submit comments, feedback, or assignments:

  • Users retain ownership of original submissions
  • Financial Growth Courses receives non-exclusive right to use submitted content
  • Inappropriate or offensive content will be removed

8. Limitation of Liability

8.1 Financial disclaimers:

  • Courses provided “as is” without warranties
  • No guarantee of specific financial outcomes
  • Maximum liability limited to course purchase price
  • Not responsible for indirect or consequential damages

9. Payment and Refund Policy

9.1 Course Pricing:

  • Prices subject to change without notice
  • All prices in Canadian dollars
  • Payment processed through secure platforms

9.2 Refund Terms:

  • 14-day money-back guarantee
  • Prorated refunds for unused course portions
  • Refunds processed within 10 business days

10. Service Termination

10.1 Account Termination:

  • Financial Growth Courses reserves right to terminate accounts
  • Grounds include policy violations, fraudulent activities
  • Users may request account deletion

11. Dispute Resolution

11.1 Resolution Process:

  • Disputes resolved through mediation
  • Governed by Ontario provincial laws
  • Arbitration conducted in Toronto, Ontario

12. Privacy and Data Protection

  • Compliance with Canadian privacy regulations
  • User data protection guaranteed
  • Transparent data usage policies

13. Modifications to Terms

  • Terms may be updated periodically
  • Users notified of significant changes
  • Continued use constitutes acceptance of new terms

14. Contact Information

Email: [email protected] Phone: +1-416-555-94

15. Governing Law

These terms are governed by the laws of Canada, specifically Ontario province.

Effective Date: 2025-05-13 Version: 2.0

By using our Service, you acknowledge reading and understanding these Terms of Use.